This is the second half of our article discussing the transition from urban to rural living. Click here to view Part I.
Urban to Rural – 10 Things to Consider When Making the Transition -Part 2
By Deborah Rutter
We’ve covered your driveway, neighbors, kids, pets, and bugs. Now let’s move onto the next five factors that you’ll want to consider as you search for the perfect rural property.
6 – Your Water: Chances are, you won’t be getting water from the local municipality. About 25% of U.S. homes get their water from local and/or on-site sources. These could be a cistern for catching rainwater, a dug or drilled well, a natural spring, etc. Regardless of the source, always have the water tested before purchase. Any good real estate agent will recommend this and have suggestions for who performs these services locally. In many states, test providers must be registered, so be sure to validate their registration online. After moving in, check with the state for local upkeep and testing suggestions: which tests, timing, and how to collect and prepare for testing are usually covered. If you buy a property without testing the water and discover problems later that can only be fixed by bringing in water from the outside, resale is next to impossible, not to mention a monumental inconvenience.
7 – Your Waste: Flushing the toilet takes on new meaning! For most properties in rural areas, homeowners take care of their own wastewater. Whether by cesspool, septic system or tank, waste disposal is serious. Most states require that new or updated systems be registered and inspected. Be sure your potential property has been by getting the registration documents.
Next, hire a septic inspector. In many states, even states that don’t require general home inspectors to be licensed, inspectors must have a separate septic certification. It should include a physical digging of the system to inspect underground and hidden components, not simply a ‘stomp-and-sniff’ test. Underground systems with leach fields have a limited lifespan and are expensive to replace, so be sure you understand how old the current system is and the requirements both in terms of space and proper soil makeup for a replacement set-up. Septic systems are usually carefully balanced eco-systems so understand how they work is crucial. In most states, land-owner waste water treatment is carefully regulated since it can affect the water quality for many and the health of the local environment.
8 -Your Land: How the land is situated has a tremendous impact on use, challenges, problems and enjoyment. Consider:
a) Topography: Hilly? Are you planning on growing things that need a certainly type of soil or that are difficult to grow on a slope? Do you plan on other activities that require flat, open spaces? How does the land border other roads or properties? Are the adjacent areas going to interfere with your activities? If you look at property in the summer when the trees are leafed out, keep in mind that your privacy can be compromised in the fall and winter when the leaves have fallen. Is your home at the top of the hill, surrounded by old, weak trees where a windstorm could wreak havoc? In a valley where a barely-noticeable stream becomes a threatening river in heavy rains and causes local flooding? Do you have a meadow that needs to be mowed regularly (and have the equipment required), or are you comfortable with letting it go unmaintained?
b) Sun: If you plan on a big garden or just enjoy a plenty of sunshine, is there enough sun? Or are you looking at heavily wooded property that needs to be cleared? If you live in the far north where sun is limited in the winter months, consider how a heavily wooded site that will have an effect on your activities and mood. If you’re planning a passive solar installation, be sure to check with an installer about challenges your site may pose.
c) Trees: Some land will be stripped on trees, others forested, some a combination. Whatever you prefer, keep in mind that trees need to be maintained for disease resistance, optimal growth and safety to minimize damage if they fall. Some trees like beech can indicate a strong water table, while others are known as ‘standing firewood,’ and can have a limited lifespan. If your chosen property has a lot of trees, hire a local arborist or have a tree steward from the local extension office come out to give you an overview of identification and care and maintenance.
d) Your soil: If you’re planning on growing a specific item, want to become an avid flower-grower or have other agricultural ambitions, be sure that the soil you inherit is either suited to your needs or can be amended. A soil test is easy to perform and can go a long way to helping you avoid surprises later. This is also crucial for determining if you have a suitable back-up location for an on-site waste-water system.
9 – Your Access: If you plan on working from home on enjoy being connected electronically to the world, consider that many rural locations still use dial-up internet services, don’t have DSL access, or the internet can only be accessed via a satellite. Outages of service and speed issues should be carefully explored. The same with cell phone service. Many location in the U.S. are still in ‘dead zones,’ so a land-line is a must for most, especially for emergency calls. If you’re used to getting a national paper delivered every Sunday, there aren’t delivery services everywhere for all papers. Enjoy delivery pizza? Running out to the store for the perfect missing ingredient for dinner? If you live far from an urban center, last-minute errands can be quite time-consuming.
10 – Your Mettle: You’ll need to take an honest look at how your ability to cope in stressful situations. In many rural locations, power outages are frequent and can be long-lasting. Will you live with it, purchase a generator, or use solar power as a back up? If a tree blows down and blocks your driveway, do you own a chainsaw? Will you rely on neighbors? In some locations, the fire and emergency rescue squads are beyond the range that is acceptable by many insurance companies, and you may have to pay a premium for insurance coverage. Are you a social butterfly with unique interests? You may struggle finding other like-minded souls nearby. Gun shots heard in communities where there is hunting can be unsettling to many. Likewise, garbage pickup often does not exist, nor does curbside recycling, so garbage management for the home takes on a different meaning when it doesn’t go to the curb in a plastic bag regularly.
Rural living is fascinating and fun. It can provide tremendous satisfaction for a more sustainable, community-centered life. It teaches children about care for the land and animals, and how the ecosystem can be protected. It is also full of unexpected challenges and unforeseen inconveniences for the uninitiated or long-time city dweller. Think carefully about your move; hire professionals to help you make smart, lasting choices. Think about how you live now, and what you’re willing to change, and what you can’t give up and search accordingly. There is a slice of property heaven for everyone who wants to make the leap!
Deborah Rutter is an Associate Broker at Nest Realty with passion for teaching. She knows buyers and sellers make the smartest decisions for themselves when they are armed with data and insight. She has taught first-time homebuyer education classes, and is a featured contributor on our blog. Check back for insights and advice or contact Deborah directly to discuss your buying or selling needs.