tom seabrook

Home Closing Steps: Contract Ratification, Money, and More

Home Closing Steps

After Your Contract is Ratified In the home buying process, a real estate contract is “ratified” once the buyer and seller have both agreed to terms, but have not completed the final execution. This takes place after an offer has been accepted and earnest money has been exchanged. Once the contract has been ratified, it…

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A Buyer Broker Agreement—What is it?

buyer broker

A Buyer Broker Agreement makes your relationship with your agent official. It outlines the services an agent will provide as you search for a home—in essence it’s an employment contract between you and your agent. Before signing and “hiring” an agent, you can ask questions and discuss your expectations, so you don’t have any surprises.…

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Talk to a Listing Agent: It’s Never Too Early

Never Too Early

You’ve considered your situation and you have decided to move forward with selling your home, either now or in the next few years. You’ve made the decision to hire a listing agent to help you make the most of your home sale. Now it’s time to find an agent—it’s never too early! As you search…

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The Home Search: Where to Live?

Where to Live

Location, Location, Location Where do you want to live? Seems like a simple question, but it’s an extremely important one to ask when considering a home purchase. Ask yourself—do you want to be close to: Your place of work? A specific school? Your preferred grocery store? That coffee shop where you spend way too much…

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Title Insurance: What is it and why do I need it?

When it comes to your home, better safe than sorry A clear title to the property you’re buying is essential to completing the transaction and taking ownership. In some cases, unknown issues can arise during the title transfer process; this is where title insurance can protect you and your mortgage lender. Read on to learn…

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Considering a Spring Sale? Book Photos Now!

spring sale

Take Advantage of Green Foliage Traditionally, spring is a popular season to sell houses. To stand out in a busy market and make a spring sale, you need to make your listing special. Professional photography can pay off big time, bringing you more interest from buyers who browse listings online first. But what if your…

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Buying a Home: Things to Do and Things to Avoid

Buying A Home

Act with Care to Prepare Buying a home is most likely the largest financial decision you’ll ever make. Therefore, it is essential to keep in mind a few tips for things to do and things to avoid as you begin the process. To Avoid: Don’t apply for any credit cards. Applying for new credit can…

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Affordability: More Than Just Sticker Price

Sticker Price

The Unexpected Can Add Up Fast The sticker price of a home is just the starting point of its actual cost in the short and long terms. Here are a few more costs to factor into the equation as you answer the question of whether you can afford a home: Things to Think About Closing…

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The Life of a Seller: Always Be Prepared

life of a seller

It’s Getting Real Congrats! Your home is officially on the market and ready to be snapped up. What will life look like for you at this stage in the process? Get ready—you could find yourself very busy with very short notice! Here’s what to expect when you’re actively selling your house. Strong Marketing = Maximum…

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An Offer Is In! Someone Wants to Buy Your House

offer is in

Next Steps in the Home Sale Process You’re going about your daily routine and suddenly you get the call: An offer is in on your home! Hooray! Your agent will now present the offer to you, highlighting its merits and possible drawbacks. Offers usually arrive in a standardized format, which your agent will translate for…

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